First Home
Buyers Perth
Expert guidance — First Home Owners Grant, low deposits, and step-by-step support for Perth first home buyers.
TAG Finance specialises in helping Perth first home buyers understand every grant and concession available, structure their finance correctly from the outset, and navigate the process with confidence. The First Home Owner Grant applies to new homes valued up to $750,000. Full stamp duty exemption applies under $600,000. The Federal 5% Deposit Scheme allows eligible buyers to purchase with 5% deposit and no LMI. 2% deposit via Family Home Guarantee, an Australian Government initiative for eligible single parents and legal guardians. WA Keystart accepts deposits from 2%. Our brokers have guided hundreds of Perth first home buyers from consultation to keys.
Types Available
5% Deposit Scheme
Federal Government. 5% deposit, zero LMI. No income caps, unlimited places.
WA Keystart
State Government-backed from 2% deposit. Designed as a stepping-stone to mainstream lending.
Family Guarantee
Parent uses home equity to guarantee — no deposit, no LMI required.
Low Deposit Standard Loan
5–10% deposit with most mainstream lenders. LMI applies but can be capitalised into the loan.