Business
Loans Perth
Commercial property, equipment and working capital — fast approvals for Perth businesses.
TAG Finance has a dedicated business finance capability with deep relationships across the commercial lending market. Our commercial team understands how to present business lending applications to maximise approval probability. For Perth tradies and business owners, the right equipment finance structure — chattel mortgage, hire purchase, or novated lease — significantly impacts your tax position. Chattel mortgage provides immediate GST input tax credit and depreciation deductions. Equipment and vehicle finance approvals are typically achieved within 24–48 hours for straightforward applications.
Types Available
Commercial Property Loan
Purchase or refinance business premises. Up to 70–80% LVR. Interest fully tax-deductible.
Equipment / Chattel Mortgage
Own from day one. Claim full GST input tax credit immediately. Claim depreciation and interest deductions.
Hire Purchase
The lender purchases the asset and hires it to you. GST payable on each instalment. Suits businesses not registered for GST.
Working Capital / Overdraft
Revolving credit facilities to manage cash flow gaps, seasonal fluctuations, and short-term funding needs.