FAQFrequently
Frequently
Asked Questions
Everything about working with TAG Finance.
What does a mortgage broker do?
We compare loans across 25+ lenders to find the best rate and structure — saving you time, money, and stress.
Does it cost me anything?
No. Our service is free for home loan clients. We're paid by the lender when your loan settles.
How much can I borrow?
Depends on income, expenses, debts, and deposit. Use our calculator or book a free consult for exact figures.
How long does the process take?
Pre-approval: 1-3 business days once documents are received. Full unconditional approval: 2-3 weeks with documents and settlement 1-2 weeks thereafter.
Do I need a 20% deposit?
No. Many lenders accept 5%, and with the 5% Deposit Scheme, eligible buyers avoid LMI with just 5%.
Fixed or variable?
Both have pros and cons. Fixed gives certainty, variable offers flexibility. We'll help you decide.
Do you handle business loans?
Yes — commercial property, equipment, working capital, vehicle finance, and more.
How do I get started?
Fill out our form, call (08) 9367 1227, or book a free consultation. We'll be in touch within 2 hours.