Investment Finance

Investment
Finance Perth

Structure your Perth investment loan to maximise returns, tax benefits, and portfolio growth.

Investment Finance Perth

Perth's property investment market offers compelling opportunities — gross yields of 5–7%, vacancy rates below 1% in many suburbs, and strong capital growth through 2024–2026. TAG Finance works with Perth investors on strategy, not just rate comparisons. We advise on interest-only vs principal-and-interest structuring, SMSF limited recourse borrowing arrangements, cross-collateralisation risks, and portfolio equity management. Keeping investment loans completely separate from your family home is one of the most important structural decisions we help clients get right.

Types Available

Interest-Only Investment Loan

Minimise monthly outgoings and maximise cash flow flexibility. A popular structure for Perth investors.

Principal and Interest Investment Loan

Builds equity faster. Better for cash-flow positive properties. Lower interest rates than IO.

SMSF Limited Recourse Borrowing

Purchase property through your super fund. Rental income taxed at concessional super rates. Specialist lenders required.

Portfolio Refinance

Review and restructure multiple investment loans simultaneously — unlocking rate savings and releasing equity.

Why TAG?

Investment loan strategy and structuring
Interest-only loan structuring
SMSF limited recourse borrowing arrangements
Cross-collateralisation risk assessment
Portfolio equity planning across multiple properties
Tax-effective structuring
25+ lenders including specialist investment funders
FAQ

Common Questions

Should my Perth investment loan be interest-only or principal and interest?
For most investors in the growth phase, interest-only is preferred to maximise cash flow. TAG Finance will model both options for your specific situation.
Can I use equity in my Perth home to buy an investment property?
Yes — accessible equity (80% of your home's value minus your remaining loan balance) can be used as the deposit for an investment property purchase. TAG Finance manages this through a standalone equity loan or refinance.

Explore your options

No obligation, no pressure — just expert advice.

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