Vehicle Finance

Vehicle
Finance Perth

New or used vehicles — genuinely competitive rates and same-day approval for Perth buyers.

Vehicle Finance Perth

TAG Finance finds you genuinely competitive vehicle finance — not the marked-up rates dealers earn through their in-house finance arms. Dealers earn 1–3% commission on finance they arrange, built invisibly into your interest rate. TAG Finance compares specialist vehicle lenders with no dealer margin. For business use, the right structure — chattel mortgage, novated lease, or hire purchase — significantly impacts your tax outcome. Same-day approvals are available for most standard personal and business vehicle finance applications for cars, utes, vans, boats, caravans, and motorcycles.

Types Available

Chattel Mortgage

Business use. Own from day one. Claim full GST and depreciation immediately. Most popular for Perth businesses and tradies.

Novated Lease

Employee salary sacrifice through your employer. Reduces taxable income. Running costs can also be salary-sacrificed.

Consumer Car Loan

Personal use. Fixed rate, simple repayment structure. Available from major banks and specialist vehicle lenders.

Commercial Hire Purchase

The lender purchases the vehicle and hires it to you. GST payable on each instalment rather than upfront.

Why TAG?

New and used vehicle finance
Chattel mortgage — immediate GST credit for businesses
Novated lease — salary sacrifice including running costs
Same-day approval for most applications
Competitive rates — no dealer markup
Car, ute, van, boat, caravan, motorcycle finance
Fleet finance for multiple vehicles
FAQ

Common Questions

Is dealer finance or broker finance better for my vehicle purchase in Perth?
Broker finance is almost always cheaper. Dealers earn a commission of 1–3% above the base rate. TAG Finance compares specialist vehicle lenders with no dealer margin. Same-day approval means you are not disadvantaged at the dealership.
Can I finance a used vehicle or private sale in Perth?
Yes — TAG Finance arranges finance for used vehicles from dealerships and private sales. Lenders typically require the vehicle to be under 10–12 years old and valued above $10,000.

Explore your options

No obligation, no pressure — just expert advice.

Explore My Options