Refinance Your
Home Loan
Free health check — TAG Finance's average Perth client saves $2,500–$3,000/year by refinancing.
If you have not reviewed your home loan in the past two years, there is a high probability you are paying more than you need to. Banks reserve their best rates for new customers while quietly maintaining higher rates for existing borrowers — this back-book premium typically costs Perth homeowners 0.3–0.8% more than current market rates. TAG Finance's free health check compares your current loan against 25+ lenders and provides a clear savings estimate within 24 hours. Our average client saves $2,500–$3,000 per year. Select lenders may offer cashback incentives — ask your broker for current offers.
Types Available
Rate Reduction Refinance
Move to a lower rate with the same or better loan features. Saves money immediately from settlement.
Cash-Out Refinance
Access the equity built up in your home for renovations, investment deposit, or other purposes.
Debt Consolidation
Roll credit cards and personal loans into your mortgage at a much lower interest rate. Simplifies repayments.
Fixed-to-Variable
Rolling off an expired fixed rate to a competitive variable rate — ideally through a refinance, not your lender's revert rate.