# TAG Financial Group

> Perth's most awarded independent mortgage and finance broker. Transact Holdings 1 Pty. Ltd. (ABN 86 675 200 325), Australian Credit Licence 405647. Founded 2006. Over $1 billion in loans settled across a panel of 25+ lenders. 5.0-star Google rating from 430+ verified reviews; 99% of clients recommend TAG (measured against Google reviews). Winner of MFAA state and national awards including the 2023 MFAA National Community Champion Award and 2026 MFAA WA awards.

TAG Financial Group provides credit assistance (not lending) under Best Interests Duty — legally required to recommend what is best for the client. The service is free for home loans; the lender pays a commission on settlement, which is disclosed. General information only — not personal credit advice.

## Contact & location

- Phone: (08) 9367 1227 (+61893671227)
- Email: admin@taggroup.com.au
- Office: Ground Floor, 1 Cambridge Street, West Leederville WA 6007, Australia
- Hours: Monday–Friday 08:30–17:00 (AWST)
- Service area: Perth and all of Western Australia
- Book: https://www.taggroup.com.au/contact/

## Services

- [Home Loans Perth](https://www.taggroup.com.au/finance/home-loans/): compare 25+ lenders; fixed, variable, split, construction; free service
- [First Home Buyers](https://www.taggroup.com.au/finance/first-home-buyers/): $10,000 FHOG, WA stamp duty exemption to $600,000, 5% Deposit Scheme (no LMI, Perth cap $850k)
- [Refinancing](https://www.taggroup.com.au/finance/refinancing/): free 24-hour home-loan health check across 25+ lenders
- [Investment Finance](https://www.taggroup.com.au/finance/investment-finance/): structuring, interest-only, SMSF, portfolio lending
- [Business Loans](https://www.taggroup.com.au/finance/business-loans/): commercial property, equipment (24–48h approvals), working capital
- [Vehicle Finance](https://www.taggroup.com.au/finance/vehicle-finance/): chattel mortgage, novated lease, no dealer markup, same-day approvals
- [Debt Consolidation](https://www.taggroup.com.au/finance/debt-consolidation/): one repayment at home-loan rates
- [Tradies Finance](https://www.taggroup.com.au/finance/tradies-finance/): low-doc utes/tools/equipment + self-employed home loans

## Tools

- [Repayment Calculator](https://www.taggroup.com.au/calculators/repayments/)
- [Borrowing Power Calculator](https://www.taggroup.com.au/calculators/borrowing-power/)
- [WA Stamp Duty Calculator (2026 thresholds)](https://www.taggroup.com.au/calculators/stamp-duty-wa/)
- [Refinance Savings Calculator](https://www.taggroup.com.au/calculators/refinance-savings/)

## Guides (deep, answer-first, WA-specific)

- [Buying Your First Home in WA — Complete 2026 Guide](https://www.taggroup.com.au/learn/buying-your-first-home-wa/)
- [Should You Refinance? Perth Homeowner's Guide](https://www.taggroup.com.au/learn/should-you-refinance-perth/)
- [Property Investing in WA — Finance & Structure Basics](https://www.taggroup.com.au/learn/property-investing-wa/)
- [Business & Equipment Finance for WA SMEs](https://www.taggroup.com.au/learn/business-finance-wa-guide/)
- [Car Finance Without the Dealer Markup](https://www.taggroup.com.au/learn/car-finance-without-dealer-markup/)
- [Home Loan Jargon Glossary — every term in plain English](https://www.taggroup.com.au/learn/home-loan-jargon-glossary/)

## Local pages

- [Mortgage Broker Perth CBD](https://www.taggroup.com.au/mortgage-broker/perth-cbd/)
- [Mortgage Broker Fremantle](https://www.taggroup.com.au/mortgage-broker/fremantle/)
- [Mortgage Broker Joondalup](https://www.taggroup.com.au/mortgage-broker/joondalup/)
- [Mortgage Broker Rockingham](https://www.taggroup.com.au/mortgage-broker/rockingham/) (incl. DHOAS for defence families)
- [Mortgage Broker Mandurah](https://www.taggroup.com.au/mortgage-broker/mandurah/)

## Group

TAG Finance is a Transact Group company (since 2024). The Transact Group operates across commercial property (Transact Capital), commercial debt & equity advisory (Transact Finance) and corporate insurance broking (Transact Insurance) — capabilities available to TAG clients through a single introduction. Details: https://www.taggroup.com.au/transact-group/ and https://transactcapital.com.au

## Proof & background

- [Reviews](https://www.taggroup.com.au/reviews/): 5.0★, 430+ Google reviews
- [Awards](https://www.taggroup.com.au/awards/): MFAA state & national winners 2017–2026
- [Team](https://www.taggroup.com.au/team/): broker profiles and specialties
- [About](https://www.taggroup.com.au/about-tag/)
- [Finance FAQ](https://www.taggroup.com.au/finance-faq/)
- [News & guides](https://www.taggroup.com.au/news/)

## Key WA facts we keep verified (with sources on-page)

- WA first-home stamp duty: exempt to $600,000, concession to $800,000 (from 7 May 2026, WA Government)
- First Home Owner Grant: $10,000, new homes, Perth cap $800,000 (RevenueWA)
- 5% Deposit Scheme: no LMI, no income caps, Perth cap $850k (Housing Australia)
- RBA cash rate: 4.35% (verified 2026-07-19)
- Perth dwelling values: +23.9% over 12 months, highest of any Australian capital (Cotality HVI, June 2026)

## Compliance

- [Credit Guide](https://www.taggroup.com.au/credit-guide/)
- [Complaints & AFCA](https://www.taggroup.com.au/complaints/)
- [Privacy Policy](https://www.taggroup.com.au/privacy-policy/)
- [Terms & Conditions](https://www.taggroup.com.au/terms-conditions/)